
Apply in minutes. Get approved within 24 hours. Flexible micro-loans built for South Africans who need real financial breathing room.
A flexible 3-month loan for urgent cash flow needs, split into 3 repayments.
Documents Required:
Legal Note:
Subject to affordability assessment. Fees and interest comply with the National Credit Act (NCA). Velora is a registered credit provider.
📌 Approval subject to credit and affordability checks.
📎 Fees capped per NCA guidelines.
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Empowering South Africans with Smart, Responsible Lending.
Velora exists to provide fast, fair, and flexible financial solutions that uplift individuals and communities. Through technology, transparency, and trust, we aim to make lending simple and accessible to all.
Who We Are
Velora is a next-generation fintech loan provider powered by SirFin Technologies. Our team is made up of passionate professionals dedicated to solving everyday money challenges through smart, digital-first solutions.
Whether it’s a payday gap, an emergency, or a top-up need, Velora is here to support you. We're regulated by the NCR and guided by the principles of responsible lending.